From your horse, to your farm, to your business, we’ve got the package that’s right for you.
Trust the company horse owners count on for being responsive and responsible with their horse on the road with all of your equine insurance needs. Our no-hassle insurance products provide you with overall peace of mind to insure your equestrian lifestyle.
Coverage for the death, theft and humane euthanization of a covered horse
Protects your horse-related business against third-party liability lawsuits
Property and liability insurance to fully protect your horse farm
Protects you if someone claims your horse caused their bodily injury or damaged their property
Protection your club may need for premises, public event days, and various club functions
Provides extra protection for catastrophic events past exceeded limits
Starting At Just:
$
200
per year
Eligibility Guidelines:
(no vet certificate required)
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or emai l horseinsurance@markel.com.
We know the loss of a beloved animal can be devastating both emotionally and financially. And while we can’t diminish the grief of losing a horse, our equine mortality insurance can help soften the economic impact.
Putting your mind at ease, when you’ve got to put your horse to rest.
Coverage Highlights:
We offer several flexible coverage options because we know that horses (and their owners) are unique. All Risk Mortality & Theft coverage is a comprehensive policy that reimburses you for the death, theft and humane destruction of your horse.
All Risk Mortality & Theft is a comprehensive policy that provides coverage for the death, theft and humane destruction of a covered horse, including illness or disease.
Annual Equine Mortality policies start at just $200 a year.
Commercial Horse Liability insurance coverage protects anyone with a horse-related business against third-party liability lawsuits, including riding instructors and independent trainers.
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or emai l horseinsurance@markel.com.
Protecting yourself, your facility and those you care about.
Coverage Highlights:
When your business is the target of a lawsuit, money isn’t the only thing that’s at stake. Your reputation is on the line, too. Our Insurance professionals have years of experience handling equine liability claims. They’ll ensure that a claim against you is resolved fairly, with consideration for all parties involved.
Equine liability insurance is indispensable for anyone with a horse-related business. In today’s litigious society, protection against liability claims is an utmost necessity. Even with waivers and state laws designed to limit or control liabilities, commercial equine operations are vulnerable. And win or lose, a lawsuit will cost you something.
BECOME A MEMBER AND START SAVING!
Our 24/7 nationwide plan covers everything from lockouts and jump starts to towing your vehicles, trucks and trailers. In addition you will enjoy access to our large selection of exclusive member discounts, emergency stabling/veterinarian/farrier referrals, access to our regular travel and safety information, and more!
If you own a horse farm, this package combines property and liability insurance to fully protect your home, household contents, barns, sheds, owned machinery, equipment, tack, livestock and horse operation, on and off premises.
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or emai l horseinsurance@markel.com.
Protecting yourself, your facility and those you care about.
Coverage Highlights:
Personal Dwelling, Farm-Related Buildings (barns, stables, hay sheds, arenas), Farm Personal Property for farm machinery, tack, equipment, hay and feed, Replacement cost available on buildings and household contents.
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or emai l horseinsurance@markel.com.
If you own horses and are not involved in a commercial equine business, this insurance protects you if someone claims your horse caused their bodily injury or damaged their property, even if your horse is kept at an independently owned stable.
This insurance protects you if someone claims your horse caused:
Protecting your horse and keeping you in the saddle.
Coverage Highlights:
Your horse may be one of your most important possessions, but it can also be your biggest liability. Individual horse owners place themselves and their assets at risk every time their horse comes in contact with people.
Equine-related lawsuits occur more frequently than you may think. And many homeowners’ policies limit this type of equine liability coverage or exclude it altogether.
Markel’s liability policy can provide the protection your club may need for owned or leased premises, public event days, and various club functions.
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or emai l horseinsurance@markel.com.
Keep the gates to your Club open, with protection tailored to you.
Coverage Highlights:
As a member of a horse riding or hunt club, you need to be aware that your organization, in addition to the individual members, needs protection from third party lawsuits.
The unexpected can and does happen, whether to club members, participants, or even spectators. Your club can count on USRider for the right coverage.
Commercial Umbrella Liability provides extra protection for catastrophic events when you’ve exceeded the limits of your commercial liability or commercial auto policy.
The extra protection you need when the unthinkable occurs.
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or emai l horseinsurance@markel.com.
Common Membership
At USRoper, the safety of our Members and their equine athletes are our top priority. Our goal is to help keep you and your equine athlete on the road.
The annual membership fee for a Primary USRoper member is $199.
Membership(s) will be effective 24 hours after joining. An e-mail confirmation provides each new Member’s membership number, ID card and the emergency phone number.
When you have an emergency that requires an unscheduled overnight stay, we will contact local stabling facilities to arrange stabling for your Horse(s). Costs associated with emergency stabling are not covered. Please click here if you would like to join our stabling database.
No. USRoper Membership is for the named member. Eligible family Members, such as dependent children, and a spouse or domestic partner, may be added to any plan as an Associate Member.
Yes. We will provide roadside assistance no matter the ownership of horses as long as our member is present. USRoper coverage is not applicable for commercial carriers or haul for hire; and the Emergency Trip Interruption Veterinary Services is only offered to horse(s) owned by the member.
USRoper is committed to keeping our members informed. Check out the latest information regarding travel safety, equine health, and safety tips. Subscribe or check back regularly for updates!
